MiFlow: L&T Finance’s Micro Finance Collection Repository Portal


MiFlow, an online application launched by L&T Finance, incorporates a Micro Finance Collection Repository portal known as Miflow MERC. L&T Finance offers a range of financial services, including microfinance. The Miflow portal serves as a platform for managing collections related to these financial services.

The official website for Miflow, which can be accessed at https://miflow.ltferp.com/, provides the following information:

Miflow Login Page

Upon visiting the website, users will find the Miflow Merc portal, which includes a login page. The process for accessing the Miflow login portal is as follows:

  1. Miflow MERC Login portal screenshot Additionally, there is an option to view a screenshot of the Miflow MERC login portal on the website.
  2. L&T Micro Finance L&T Finance extends microloans to support women entrepreneurs in their business ventures. These loans have a maximum amount of Rs. 45,000 and can be repaid over a period of up to 24 months.
  3. Here are the specific details regarding the microloans:
    • Minimum applicant age: 20 years
    • Maximum applicant age: 60 years
    • Loans are exclusively provided to women.
    • Maximum loan amount: Rs. 45,000
    • Maximum loan tenure: 2 years
    • Monthly repayment schedules can be established for convenient payments.
    • No collateral is required.
    • A processing fee of 1% is applicable.

For further information, please visit the official website of L&T Finance at official website.

Miflow FAQs

The Miflow FAQs section addresses common queries related to the platform:

What is the full form of MERC?

MERC in Miflow stands for Micro Finance Collection Repository.

What is the official website of Mi-Flow?

The official website of Mi-Flow is https://miflow.ltferp.com/mficollections/

Can I sign up for new account on Mi-Flow?

No, you cannot.

Who is the parent company of the Miflow portal?

The parent company of the Milflow website is L&T Finance Limited.

Should you require additional information, please refer to the aforementioned resources.

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